Visa for Australians
Check the visa-free stay for your passport with the consulate before a trial stay. To live there you need a residence route:
- Non-Immigrant O-A (long stay, retirement): income from 65,000 THB a month or savings from 800,000 THB, from age 50. Official page
- Long-Term Resident visa: wealthy pensioner: income from 80,000 USD a year, from age 50. Official page
- LTR visa, Wealthy Global Citizen (10 years): savings from 1,000,000 USD. Official page
Check your figures in the visa checker
Sources: Thai e-Visa (Ministry of Foreign Affairs): retirement visas O, O-A, O-X (checked 2026-10-22) · Board of Investment: Long-Term Resident visa (wealthy pensioners) (checked 2026-10-22) · UK travel advice: Thailand, entry requirements (checked 2026-10-22) · Royal Thai Embassy: updated tourist visa exemption (30 days, from 15 September 2026) (checked 2026-10-25)
How your pensions are taxed
Australia has a tax treaty with Thailand: it decides which country taxes your Australian pensions and super income streams (usually your new country for private pensions, and often the paying country for government pensions). Ask the ATO so the right tax is withheld.
- State and government pensions: the treaty's pensions and government-service articles decide.
- Private pensions: usually taxed in your country of residence.
Sources: Treasury: Australia's income tax treaties (checked 2026-10-26)
Australia: As a foreign resident for Australian tax you still declare Australian income, including Australian pensions and rent, with no tax-free threshold and no Medicare levy. Official page
Thailand's own rules: Since 2024, residents pay Thai tax on foreign income earned from 1 January 2024 when they bring it into Thailand, in the year of transfer or later; money earned before 2024 can be brought in tax-free. Rates are progressive from 0% to 35%. Thailand has an inheritance tax on very large inheritances; there is no wealth tax.
Before you leave Australia
- Check when you can reach your super (Australia): Moving abroad does not unlock super: you need your preservation age (60 if born from 1 July 1964) and to retire, or to turn 65. Plan your income until then. Official page
- Check your Age Pension abroad: After 26 weeks outside Australia, your Age Pension depends on your years of residence between 16 and pension age: 35 years for the full rate, otherwise a proportion (10 years = 10/35ths). Supplements and the concession card stop when you leave to live abroad. Official page (from age band 65-74)
- Becoming a foreign resident for Australian tax: When you stop being an Australian resident, your shares and other assets that are not Australian property are treated as sold at market value (CGT event I1), unless you choose to defer it until you actually sell; Australian rent stays taxable in Australia at non-resident rates with no tax-free threshold, and foreign residents lose most of the main-residence exemption. Tell the ATO and your banks you are a foreign resident, and check your Medicare enrolment with Services Australia. Official page
- Tell Centrelink before you leave: Link your Centrelink account to myGov, tell Services Australia about your travel, and report your income on the business day before you leave. Away more than 12 months, you are paid every 4 weeks, into an Australian or an overseas account. Official page (from age band 65-74)
- Age Pension later, from abroad (Australia): The Age Pension starts at 67. Paid abroad, its rate after 26 weeks depends on your years of Australian residence between 16 and pension age (35 years for the full rate), so keep a record of them. Official page (before State Pension or Social Security age)
More for Australians
- Your pension abroad: the full guide
- Retiring in Thailand: costs, healthcare, housing and the settling plan
- Can I afford Thailand?
Rules and figures change and we can make mistakes: confirm with the official source or a licensed advisor before acting.