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๐Ÿ‡ฌ๐Ÿ‡ทโ€‰ Retiring in Greece from New Zealand

What New Zealanders need to know: the visa, how your pensions are taxed, what to do before you leave and every year after.

By the retireacross editorial team ยท Last reviewed

Visa for New Zealanders

Check the visa-free stay for your passport with the consulate before a trial stay. To live there you need a residence route:

  • Residence permit for financially independent persons: income from 3,500 EUR a month. Official page

With an EU, EEA or Swiss passport (for example a second Irish passport) you need no visa: you register as a resident instead.

Check your figures in the visa checker

Sources: Joint ministerial decision 225679/2024 on sufficient resources (Article 1(1)(ฮน)) (checked 2026-10-22) ยท Ministry of Migration and Asylum (checked 2026-10-22) ยท European Commission: Schengen visa policy (90 days in any 180) (checked 2026-10-22)

How your pensions are taxed

No tax treaty between New Zealand and Greece: New Zealand can keep taxing New Zealand-sourced income (and you stay tax resident while you keep a permanent place of abode there); Greece may tax them as a resident, so the same income can be taxed twice, with relief only if Greece gives a foreign tax credit.

  • State pensions: taxable in the paying country.
  • Private pensions: possibly taxed in both countries, without treaty relief.

Sources: Inland Revenue Tax Policy: New Zealand tax treaties (checked 2026-10-26)

New Zealand: You stay New Zealand tax resident while you keep a permanent place of abode there (a home you go back to), even if you are away more than 325 days; NZ Super paid abroad under general portability is paid gross. Official page

Greece's own rules: Residents are taxed on worldwide income at progressive rates (9โ€“44%). There is no general wealth tax (property is taxed through ENFIA), and inheritance tax applies with low rates for close family.

Before you leave New Zealand

  1. Check NZ Super before you go (New Zealand): To get NZ Super you must be ordinarily resident in New Zealand when you apply at 65, and meet the residence rule (10 to 20 years since age 20, rising with your birth date). If you plan to leave before 65, check how and when you can apply first. Official page
  2. Call International Services at least 6 weeks before leaving: NZ Super does not follow you automatically: apply to keep it going by calling Work and Income's International Services at least 6 weeks before you leave. It cannot be paid if you move to the United Kingdom. Official page

More for New Zealanders

Rules and figures change and we can make mistakes: confirm with the official source or a licensed advisor before acting.